Commercial Combined | MX Underwriting Europe

With a team of experienced Underwriters based in Dublin, we have a track-record of helping brokers win and retain clients in our target sectors.

Our Commercial Combined solution provides Irish domiciled businesses with cover for a total sum insured of up to €10 million (per location) and can include Liability cover for risks in low and medium hazard liability occupations.

Our solutions are from A-Rated insurance markets*, and we have capacity to write standard, non-standard, and difficult to place Commercial Combined risks, First Loss, Co-Insurance and Excess of Loss.

Our offering at a glance

See our target sectors here.

Minimum premium:

€5,000 + levy

Accommodation, leisure & entertainment: bars & hotels,
guesthouses, holiday hostels, holiday villages & resorts,
restaurants & cafes, sports & leisure centres, gyms, cinemas &
theatres, exhibition venues, music venues, galleries & museums,
amusement arcades & casinos, snooker halls & sporting clubs
Food manufacture & processing: meat processing, abattoirs,
fish processing, vegetable processors, bakery, coffee importers
& roasters, dairy production, egg production, drinks & beverages,
breweries, distilleries, health food supplements, pet food
Manufacturing: metal products manufacturing (steel, aluminium,
light engineering risks), clothing & textile manufacturing,
cardboard & packaging manufacturing, uPVC windows/doors/
conservatories, manufacturing, electrical equipment, computer
& hardware
Specialist: tyre wholesalers, woodworking risks (kitchen,
wardrobe & furniture manufacture etc.), industrial or commercial
laundries, refugee & other emergency accommodation where the
proposer is operating the business
Strict property owners: (owner not involved in any business
operating from the premises) apartment blocks, office buildings,
multi-occupancy units, shopping centre owners, property owners
of warehouse or manufacturing premises, premises occupied as
refugee or emergency accommodation, unoccupied properties
Warehouse, sale & supply: food & beverage, clothing & footwear,
toys, electrical goods, tiles & building products & bathroom suites,
computers & electronics, furniture, carpets, paints, haulage, storage
& freight involved in non-hazardous goods

Meet our Property experts

Andrew Rayner

Property Underwriting Manager, MX Underwriting Europe

Andrew is an experienced Underwriter having spent over 30 years in the London Market, specialising in Property insurance for the UK and Ireland. Having led underwriting teams and built successful portfolios in the Irish market, he brings a deep understanding of the risks and challenges faced by Irish brokers.

Olive Tully

Senior Underwriter (Property), MX Underwriting Europe

Olive has a strong background in Property underwriting, with a particular focus on complex risks and client-centric solutions. Her proven track record in the Irish Market will ensure we provide the highest levels of service and tailored products to meet the evolving needs of your clients.

Contact us

Contact one of our specialist Underwriters to protect your clients’ liability exposures today.

Simply fill out the form, including a brief message about your enquiry, and a member of our team will be in touch with you shortly.

Alternatively, you can contact us using the information provided below:

E: enquiries@mxunderwriting.eu

*Rating information correct as of March 2025. Source: AM Best.

Underwriting criteria, terms and conditions apply. As an MGA, we provide services and enter into insurance contracts on behalf of regulated Insurers. We are not the Insurer. The identity of the Insurer(s) on behalf of which we act and who will receive the premium and settle claims arising on your policy is detailed on all quotation and confirmation of cover documentation, including the insurance policy. All products are subject to any applicable government levy compensation fund charge or contribution to the Motor Insurers Insolvency Compensation Fund as set out in the policy schedule.